Existing FLTCIP enrollees may use benefits toward eligible care at home once benefit eligibility is established and an approved plan of care is in place. The program describes requirements for formal caregivers and home care agencies, including state licensing and a federal employer identification number. Golden Age Companions is a licensed California Home Care Organization and prepares the itemized invoices reimbursement requires.
Administered by: Long Term Care Partners, administrator of FLTCIP
Request a no-cost policy review conversation, or call and speak with someone who has handled long-term care documentation before.
Summarized from the official sources listed at the bottom of this page. Requirements vary by policy form — always confirm against your own policy.
FLTCIP publishes guidance for enrollees on establishing eligibility for benefits, developing a plan of care, and using covered services. Benefit eligibility generally rests on needing substantial assistance with activities of daily living or having a severe cognitive impairment, as defined by the program, with an expectation that the need will continue.
The program distinguishes formal caregivers — those working through a qualifying agency or as qualified professionals — from informal care. Published requirements for formal providers include appropriate state licensing where the state licenses that provider type, and a federal employer identification number for the agency.
FLTCIP publishes reimbursement guidance describing what documentation must accompany a request for payment. Expect itemized invoices identifying the enrollee, the provider, the dates and hours of service, and the services delivered.
This page is written for people who are already enrolled in FLTCIP. Enrollment status and any suspension of new applications are matters for the program to state; check the official site before assuming coverage can be added.
Golden Age Companions is not affiliated with the federal government, the Office of Personnel Management, FLTCIP, or its administrator, and nothing here implies endorsement by any of them.
Ask the program whether benefits for your plan can be paid directly to the agency, and what form is required. Where direct payment is available it removes the cash-flow problem families face when they must pay privately and wait for reimbursement.
Golden Age Companions is a licensed Home Care Organization (License No. 304700544), not an insurance company, agency, or adviser.
Requirements vary by policy and carrier. This list is a starting point, not a determination of what your policy requires.
These questions should be answered by the carrier, its administrator, or a licensed insurance professional — not by a home care agency.
Federal-employee benefits advisors and fiduciaries referring an FLTCIP enrollee usually need agency licensing and tax identification for the file immediately.
When authorized and applicable, we can provide:
Information last reviewed: August 2026