Need Affordable Financing For
Reverse Care Insurance is a first-of-its-kind funding solution that makes helps families pay for in-home care.
Our Agency Code: 11008
What is Reverse Care Insurance?
RCi is a first-of-its-kind funding solution for in-home care. It is positioned right in the middle of the two predominant forms of paying for in-home care – Long-Term Care Insurance and the Reverse Mortgage. Think of it as a way of financing the care you need today without encumbering your assets. Even if you qualify for a Reverse Mortgage it is often difficult to know if the cash flow from the transaction will be sufficient to cover your care needs into the future. With RCi you don’t have to deplete the equity in your home and you have the flexibility to increase care as needed. Because RCi is structured as a loan product, it also works for those who aren’t homeowners or who don’t qualify for a Reverse Mortgage.
By the time most seniors and their families start thinking about in-home care they are most likely not eligible for Long-Term Care Insurance. Even if they were, the long term care coverage varies widely between policies and is often difficult to collect on.
How to Apply!
Because Reverse Care Insurance is NOT an insurance product it puts you and your loved ones in complete control of your care. You get to choose who provides the in-home care and you get to determine how much care is needed. RCi is superior to Long-Term Care Insurance, because you only pay for what you need and you’re in control of the entire process. Also, you never have to deal with insurance adjusters trying to challenge your level of needed care every step of the way.
Work directly with your Home Care Agency to determine how many hours of care are needed (up to one full year).
You will need the following information to apply:
- Agency Code: 11008
- Requested Loan Amount
Apply for a RCi using clicking this link here.
Once approved you can start care right away!
Ready to apply for a Reverse Care Insurance?
RCi makes it easy to get the care you need today with one simple monthly payment.
Our Agency Code is 11008
For assistance please call: 818-451-4173